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MShwari is a paperless banking service offered through MPESA.

  • Enable you open and operate an MShwari bank account through your mobile phone, via MPESA, without having to visit banks or fill out any forms.
  • Provide you the ability to move money in and out of your MShwari savings account to your MPESA account at no charge.
  • Give you an opportunity to save as little as KSh 1 and earn interest on your saving balance. This cash is moved into the savings account via M-PESA.
  • Enable you to access an Mshwari loan of a minimum of KSh 100 any time and receive your loan instantly on your MPESA account.

This is a product for everyone who feels that banking should be hassle-free. No forms to fill in, no branches to visit. Just one click on your phone and you have a savings account!

Now you can get going, Lainisha maisha na MShwari.

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